Lowering Your Car Insurance

Keep these tips in mind when shopping for car insurance:

1. Mention your highest degree of education; college graduates will get a break.
2. If you are a college graduate- find out whether your school receives special discounts.
3. Talk about your profession; jobs like teaching will help lower your rate.
4. A common one, cite your employers’ name and ask if there is an associated discount. Some employer's maintain close partnerships within the insurance industry.
5. Confirm that your medical insurance is listed as your primary coverage in the event of personal injury.
6. Combine multiple drivers or even home insurance policy for yet an additional discount.
7. Shop for insurance early- that is, before your current one expires.
8. Discuss small yet important features of your car like motorized seat belts and lo-jack- and any additional anti-theft or upgrades that will contribute to higher safety provisions. 
9. Set aside your premium perhaps in an escrow savings account this way when renewal time comes, you can make one lump sum payment and avoid additional billing fees.
10. Take a defensive driving class- nowadays you can take them online from the comfort of your own home! Just make sure you complete it BEFORE renewal time in order to be able to apply the discount.

As an added BONUS to our readers, our friends at Improv Traffic School are helping you with reducing your expenses by offering an additional $5 OFF there already VERY low $28.95 online class fee. Simply type in code NJ201 during your registration. Did I mention there are NO hidden fees alike there competitors?

Happy & safe driving !